Under contract-accepting backup offers. Welcome to your charming retreat nestled in the heart of vibrant St. Petersburg in a NON FLOOD ZONE! This cozy block home exudes a sense of warmth and tranquility, offering the perfect blend of comfort and convenience. As you step through the front door, you are greeted by a welcoming ambiance, with sunlight streaming through the windows to illuminate the inviting living space. The open layout seamlessly connects the living room to the kitchen, creating an ideal space for gatherings and everyday living. The kitchen boasts ample counter space and modern appliances, making meal preparation a breeze. Whether you're whipping up a quick breakfast or hosting a dinner party with friends, this kitchen is sure to inspire your inner chef. The home features two well-appointed bedrooms, each offering a peaceful retreat at the end of the day. With cozy carpeting underfoot and ample closet space, these bedrooms provide a comfortable haven for rest and relaxation. A bright and airy bathroom completes the interior space, featuring a tiled shower/tub combo and plenty of storage for your essentials. Venturing outside, you'll discover the true gem of this property - a spacious backyard oasis awaiting your personal touch with room for a pool, expansion or both. Whether you envision a lush garden sanctuary, a tranquil outdoor seating area, or a play space for furry friends, the possibilities are endless in this expansive outdoor haven. Conveniently located just moments away from the vibrant downtown area and the areas most beautiful beaches this home offers easy access to all that St. Petersburg has to offer. From trendy restaurants and eclectic boutiques to scenic parks and cultural attractions, everything you need is right at your fingertips. With its central location, cozy interior, and ample outdoor space, this block home is more than just a house - it's a place to call home, where memories are made and dreams take root. Welcome to your slice of paradise in St. Petersburg. This home would make for the perfect first home, second home for our northern friends or investment property! Come check it out today! ROOF 2020, HVAC 2021
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$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,179 | $2,177 | $2,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.