***UPDATED PRICE REDUCTION AND SELLER OFFERING UP TO $3, 000 IN CONCESSIONS***
******SELLER MOTIVATED****
** Welcome to the neighborhood where there is NO HOA! ** This charming home features 3 bedrooms, 2 bathrooms, and a versatile bonus room perfect for an office or playroom. Occupying . 33 acres, the property boasts a fenced backyard with both wood and chain-link sections. Double gates on either side of the house allow for convenient storage of boats, trailers, or even an RV, complete with a functional RV hookup. A 12x24 shed with electricity is ready for your welding projects or crafting/building needs. The backyard also includes a quaint pergola and a makeshift fire pit. Enjoy cooler days on the screened patio, which is equipped with a fan and a mount for an outdoor TV, ideal for sports enthusiasts. The home features extra electrical hookups for a generator and other uses. Inside, 12-foot vaulted ceilings with wooden beams accentuate the central living space. The kitchen is outfitted with stainless-steel appliances, including a refrigerator, stove (less than 1 year old), microwave, and dishwasher (less than 1 year old), complemented by a breakfast bar and stunning granite countertops. Ceiling fans are installed in all rooms except the bonus room, which also has a wall mount for a TV, and ceramic tile flows throughout the house. The utility room inside has a welder plug. With an A/C unit installed in 2021, a water heater from 2018, and updated electrical panels, this home is up to date. The roof will be replaced before closing. It's conveniently close to the newly renovated Publix at Pearl Britain Plaza and central to Downtown Ocala's weekend events, yet it remains a tranquil retreat. The home is owner-occupied; please contact the Listing Agent with 24 hours' notice to view this remarkable property.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,455 | $1,435 | $1,851 |
Total Monthly Payment | $1,688 | $1,668 | $2,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.