Under contract-accepting backup offers. Absolutely adorable home retaining mid-century characteristics with an abundance of unique charm! With its warm natural light, the spacious living room immediately invites you in for comfort and relaxation after a long day. Beautifully updated, bright, and airy bonus room with new floors and windows and its own separate split AC wall unit is ideal as a home office, craft, or art room. Ready for a snack? The super cozy kitchen with its endearing tile walls & backsplash will have you humming a happy tune as you whip up edible delights! The wood cabinetry and pantry provide ample storage space for all your staples. Sweet & cute bathroom envelopes you in joy and nostalgic appeal with its ceramic tile walls perfectly harmonizing with its complementary mosaic tile floor. Comfortable bedrooms with large closets, enclosed exterior laundry room with good shelving space, rare garage for your car or extra storage, and a huge, relaxing backyard to enjoy the Florida lifestyle with friends and family make this home yours! Updates include fresh interior paint, new floors in the guest room, new fencing, newer toilet, 2022 sewer line replacement, and 2021 roof. The X flood zone means flood insurance is typically not required, and city sewer and water mean you don’t have to worry about any upcoming city required septic replacements. Located in the heart of Port Charlotte, conveniently located and easy access to major highways, shopping, dining, local parks, boat ramps, fishing, and beaches! Could this be YOUR next home?
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Our Executive Mortgage Banker:
Our Insurance Division:
$204,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $163,999 | $163,999 | $163,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.434% | 6.644% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,133 | $1,119 | $1,417 |
Total Monthly Payment | $1,402 | $1,388 | $1,686 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.