The best of both worlds. Located in a rural setting with no HOA or CDD fees nestled on over 3/4 of an acre with canal/lake frontage on Hog Island Lake sits this updated country ranch style home. Home comes with almost 2, 000 sq. ft of living area with 3 Bedrooms , 2 Bathrooms & a attached 2 Car Garage. As you walk up through the covered front entrance & porch & enter the home, you will see an open floorplan that includes a 19x19 Living room /Dining room combo, 12x16 family room with a gorgeous former wood burning fireplace now converted to electric with sliders leading out to a 28 x 12 covered lanai plumbed with electric & water with an additional 12 x 6 built in enclosed cedar area perfect for an open bar. The Lanai continues out to an additional 28 x 26 cathedral screen lanai area looking out at the back property & water. Other features include a light & bright 18 x 18 open Beautiful Kitchen with an island with built in sink, quartz tops, stone back splash, all updated appliances with breakfast eating area, 21x10 Master Bedroom , Master Bathroom has a large glass walk in shower , quartz tops with dual raised sinks, Vinyl Wood Style Flooring is throughout the home , 8 x 11 indoor laundry room with built in cabinets , separate storage closet & additional closet with sink , tankless hot water heater & water softener. Bonus features include an 8 x 9 screen porch off of the Landry room with access to the family room & outside to back yard & a separate 11 x 14 concrete block building on back of property for additional storage. Great location with that privacy feeling yet easy access to Tampa, restaurants & shopping. All measurements are approximate. All information is not guaranteed & to please be verified. Property was split from a larger parcel a few years back, please see the attached disclosures & surveys showing the home & property after split. PLEASE NOTE: Seller would consider owner financing subject to seller's final approval of terms.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,523 | $3,568 | $4,547 |
Total Monthly Payment | $3,804 | $3,849 | $4,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.