15 Francis Harrison Court, Montgomery, NY, 12549 | $549,900

AVAILABLE 04/28/24. . . . A RARE FIND AT THIS PRICE. . . TOWN OF MONTGOMERY ~ NEW CONSTRUCTION RANCH HOME ~ ALMOST READY TO MOVE IN TO THIS NEWLY CONSTRUCTED SUBDIVISION. . . Affordable, easily accessible just 2 miles to I-84 and 20 minutes from Metro North Beacon Train. . . 3 bedrooms, 2 bathrooms approximately 2000' sq. ft. Spacious, affordable home with 2 car oversize garage with opener & large window. Unfinished basement with 3 large windows. Central air. Spacious kitchen, plenty of cabinetry, sunlight and beautiful flooring. Ceiling lights & ceiling fans throughout. Large private master bedroom, master bath with double sink, tiled shower, oversized tub & large walk-in closet. Spacious living room & dining area, 2 additional bedrooms, full bathroom with tub. Private laundry room on same floor for convenience. Deck overlooking backyard. Covered front porch with vinyl railing. Concrete walkways & paved driveway. Yard size - just right. Endless future possibilities with unfinished basement. . .

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Ranch
  • Year Built: 2023
  • Garage: 2-car Attached, 2 Car Attached, Driveway, Garage, Underground
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Basement: See Remarks, Unfinished
  • Approx Sq. Feet: 2,000
  • Acreage: 0.97
  • Est. Taxes: $9,353
  • Lot Desc: Part Wooded, Cul-De-Sec
  • Elem. School: Berea Elementary School
  • Middle School: Valley Central Middle School
  • High School: Valley Central High School
  • School District: Valley Central
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • MLS#: H6264329
  • Days on Market: 281 days
  • Website: https://www.raveis.com
    /prop/H6264329/15francisharrisoncourt_montgomery_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Karen KestenSales Associate

860.918.1555

Karen.Kesten@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15 Francis Harrison Court, Montgomery, NY, 12549

$549,900

Karen Kesten

Sales Associate

William Raveis Real Estate

Phone: 860.918.1555

Karen.Kesten@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,920 $439,920 $439,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.286%
Monthly Tax Payment $779 $779 $779
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,001 $2,924 $3,712
Total Monthly Payment $3,872 $3,795 $4,583

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.