This radiant updated Hi Ranch is nestled in the sought-after Morewood section of Smithtown boasting 4 bedrooms, 2 full baths and premium upgrades executed with meticulous attention to detail. Stepping into the entry foyer you are greeted by an inviting area perfect for welcoming visitors The upper level showcases an exceptional open layout, seamlessly connecting the sunlit living room and dining room with the kitchen. The gourmet eat-in kitchen features granite countertops, stainless steel appliances, a perfectly placed island and abundant counter space. Natural light floods the kitchen and highlights the large dining area conveniently situated near sliders to the deck. There are three amply sized bedrooms located on the upper floor along with a full bath adorned with a tiled shower and skylight, exuding elegance and charm. A perfectly appointed bedroom with skylight is located off the kitchen offering multifunctional flexibility, serving as an ideal office space that enhances the convenience and adaptability of the home. Gleaming hardwood floors add warmth and sophistication throughout this level. On the lower level you will find a large family room complete with a built-in bar area, perfect for entertaining or enjoying leisurely moments with loved ones. A second full bath on this level adds convenience and functionality to the home. Amenities abound in this home including an attached 2-car garage with ample storage space, a laundry area equipped with a slop sink for gardening or projects, and a generously sized driveway offering plenty of parking options. Outdoor living is a delight with a multi-level deck that can be accessed from the kitchen for seamless indoor-outdoor connectivity and is ideal for hosting gatherings or savoring al fresco dining. Immaculate landscaping and inground sprinklers enhance the expansive yard, providing a serene backdrop for outdoor activities. Additional features include central air conditioning, an updated electric panel, a security system, and a high-end Vivint alarm system, ensuring peace of mind and convenience for the discerning homeowner. With its superb updates, prime location, and exceptional entertaining spaces, this residence presents the perfect opportunity to experience Long Island living at its finest !
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $1,076 | $1,076 | $1,076 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,716 |
Total Monthly Payment | $4,983 | $4,885 | $5,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.