Under contract-accepting backup offers. Located in the highly sought-after Punta Gorda Isles, this waterfront property is a boater's dream! Open water in a matter of minutes and includes 30’ of seawall is in place along with water/electric, 8x12 angular cement dock and 10, 000 lb. boat lift. This PGI home has 2, 234 square feet of living space and features the open/split floor plan providing perfect spaces for all including a family room, formal living room, formal dining room, and 3 spacious bedrooms all connected to the beautiful outdoor area that makes this perfect for living out your Florida dream lifestyle. The moment you arrive at you new home you will begin to appreciate the upgrades from the new metal roof, landscaped yard that includes fruit trees and palms and sits on an oversized corner lot. Etched double door entryway opens into the formal living/dining room that features soaring ceilings, wall of glass sliders with transom windows, a formal dining area and an abundance of space that flows effortlessly into the spacious kitchen. The kitchen showcases all stainless-steel appliances, breakfast bar, sleek white raised panel cabinets and drawers, recessed lights, plenty of countertop space and dinette area that overlooks the pool and waterway beyond. The primary suite has new plush carpeting, French doors with private pool access, large tray ceiling and two walk-in closets. The ensuite was recently updated with a fabulous walk-in shower with pebble flooring, dual shower heads that includes a ceiling mounted rain shower and extended granite countertop vanity with dual sinks. Two other nice-sized secondary bedrooms that share a full bath with dual sink vanity are sure to please family or visitors. Outside is an entertaining delight within an oversized pool/lanai area showcasing a sparkling heated/salt water pool with outdoor shower, and screened-in lanai area that keeps you shaded from the Florida sunlight. Home also features oversized 2-car garage, inside laundry room with storage space and utility sink, irrigation, hurricane shutters, fenced in backyard, A/C in 2014 and so much more. Close to I-75/US41 and nearby to Fishermen's Village, downtown Punta Gorda shops & restaurants, great boating, fishing, sailing, and more. Home is completely spotless and waiting for you. Come enjoy the Florida lifestyle in this impressive home
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $511 | $511 | $511 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,502 | $3,547 | $4,520 |
Total Monthly Payment | $4,105 | $4,150 | $5,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.