Brand new AC system in main house 5/24. Discover the charm of this beautifully updated and historic 2-bedroom 2-bathroom main home with a fully updated guest apartment nestled on a spacious double corner lot. Featuring a separate guest house, this property combines modern updates with timeless elements like a spacious covered front porch, a cozy fireplace and stylish French doors. Step inside to find gorgeous wood plank flooring and bright natural lighting throughout. The kitchen is a highlight, equipped with stainless steel appliances and hardwood cabinetry, offering both style and functionality. Each bathroom showcases beautiful tile work and contemporary fixtures, creating spaces of elegance and comfort. The detached guest house, also fully updated, presents a perfect opportunity for rental income or a private retreat for family. Both residences share a large, fenced backyard with mature landscaping—ideal for entertaining or relaxing outdoors. Recent updates include a new roofs, water heaters, and AC in building 2, ensuring comfort and convenience. Located close to downtown Lakeland, shopping, dining, and attractions like Bonnet Springs Park and all the conveniences of downtown are just a short drive or walk away. Take advantage of this unique opportunity—schedule your private showing today and make this delightful Lakeland property your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,087 |
Total Monthly Payment | $2,949 | $2,917 | $3,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.