826 S New York AVENUE, Lakeland, FL, 33815 | $450,000

Brand new AC system in main house 5/24. Discover the charm of this beautifully updated and historic 2-bedroom 2-bathroom main home with a fully updated guest apartment nestled on a spacious double corner lot. Featuring a separate guest house, this property combines modern updates with timeless elements like a spacious covered front porch, a cozy fireplace and stylish French doors. Step inside to find gorgeous wood plank flooring and bright natural lighting throughout. The kitchen is a highlight, equipped with stainless steel appliances and hardwood cabinetry, offering both style and functionality. Each bathroom showcases beautiful tile work and contemporary fixtures, creating spaces of elegance and comfort. The detached guest house, also fully updated, presents a perfect opportunity for rental income or a private retreat for family. Both residences share a large, fenced backyard with mature landscaping—ideal for entertaining or relaxing outdoors. Recent updates include a new roofs, water heaters, and AC in building 2, ensuring comfort and convenience. Located close to downtown Lakeland, shopping, dining, and attractions like Bonnet Springs Park and all the conveniences of downtown are just a short drive or walk away. Take advantage of this unique opportunity—schedule your private showing today and make this delightful Lakeland property your new home!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 1914
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,230
  • Acreage: 0.33
  • Est. Taxes: $5,389
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: T3521018
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/T3521018/826snewyorkavenue_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/12/2024 6:25:46 AM)
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL   Phone: 813-865-0700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

826 S New York AVENUE, Lakeland, FL, 33815

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.171% 6.538%
Monthly Tax Payment $449 $449 $449
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,425 $2,393 $3,087
Total Monthly Payment $2,949 $2,917 $3,611

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.