Cradled in the Western Catskill mountains, at the headwaters of the Delaware river, is the ultra-private Middlemist Farm. Setting: Circa 1870's upright-wing farmhouse updated to full modern home(06). 121acs w mix of hay fields, woodlands & 2 spring-fed ponds w great views. Home: Meticulously modernized, centered on chef's-dream kitchen, w energy-efficient appliances, exposed beams, & soaring ceilings illuminated by skylights. Brazilian soapstone countertops, 6+ burner WOLF range w high-velocity hood + dedicated warming drawer. Dual dishwashers, trash-compactor, & GE Profile fridge all incorporated into hand-crafted cupboards, for a seamless look through the kitchen. Multiple sinks, hidden appliance niches & a fantastic base-board kick vacuum (connected central vacuum) all set on foot-warming, tiled, radiant-flooring. A sun-drenched solarium makes a lovely breakfast room or better office. Dedicated prep-kitchen w fridge, sink & counterspace for larger parties (space doubles as 1st floor laundry & a convenient mudroom & side entrance). Beds & Baths: 3 bdrms on 2nd flr offer privacy & comfort. Primary suite w dedicated full bath, closet spaces, & cheerful bedroom w vaulted ceiling & new carpet. 2 bdrms in original part of house share spacious central bath w dual sinks & tub-shower. Powder room & coat closet are accessed in the central hall, as well as the grand living room w floor to ceiling built-in book shelves. Double French-doors open to the pergola-shaded porch overlooking acres of groomed rock & perennial gardens & front pond. Gardens & Out Buildings: Hi-fenced 85 x 40 veggie garden w raised beds, fruit trees & berries. Charming period 2 flr garden shed, + spacious 1400sqft, 3-bay (1 heated) garage, and a very special 35 x 26 ft (1800sqft), 2 flr barn/studio building (w water, solar power, & propane heat). Utilities: All-modern systems w state-of-the-art geothermal heating, solar electric, & radiant floor heating (kitchen). Heat exchangers + modern AC. Clean, dry basement w access to systems, + root cellar & wine cellar. Land, Ponds, & Views: Acres of stone-wall lined & farmer-maintained fields accent woodlots. Trails through the property, including lovely moss-covered walking path to the 2nd stone-scaped pond in eastern field. Surround: modern luxury & ecological awareness just minutes from Delhi, NY-SUNY Delhi, county seat, & upstate NY's most approachable main streets. Under 3 hours from GWB-a magical destination you may never wish to leave.
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,115 | $6,616 | $8,885 |
Total Monthly Payment | $6,240 | $6,741 | $9,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.