OFFERS DUE TUESDAY NIGHT 4/30/24 BY 11 PM. This one has it ALL. Remarkably well cared-for, newer construction shotgun ranch with a 2-car garage conveniently located with quick access to highways. Three large bedrooms with a full bathroom on the main floor along with a large eat-in kitchen and vaulted ceilings in the spacious living area. Beautiful hardwood floors throughout and nice modern bathroom. This amazing home also features a fully finished lower level with a large area for entertaining / living, a half bath, loads of closet space, and laundry room. This home has a newer hvac system with both gas-fired heat and central air conditioning which services both the main level and lower levels of the home. The two-car garage with loft space provides all the extra space you need for storage of all your belongings. A home security system, water filtration system, and lawn sprinkler system are just the icing on the cake. This incredibly rare home combines all the benefits of a newer construction home (2007) along with a single owner who meticulously cared for this home himself since it was built.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,765 |
Total Monthly Payment | $2,660 | $2,605 | $3,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.