Immerse yourself in waterfront living at its finest! This captivating 4-bedroom, 2-bathroom house boasts majestic water views from nearly every room. Right outside is your very own private dock, directly on the Mattituck Inlet, perfect for launching kayaks, tying up your boat or simply soaking up the sun. This bright and airy two-story residence has plenty of space for everyone. Relax on the expansive wrap-around sunporch, large enough for an additional bed and outdoor dining, while enjoying the stunning waterfront panorama. Inside, the main floor features a gourmet eat-in kitchen, laundry room, and two large guest rooms that share a full bath. The open-plan living and dining area flows seamlessly onto the sunporch, creating a perfect haven for relaxation and entertaining. Upstairs, the primary bedroom has ample closet space and a private balcony with breathtaking water views. Another spacious bedroom and a full bathroom complete the second floor. The outdoor space is an entertainer's dream! Enjoy scenic Mattituck Inlet views from the sprawling yard, which features a bocce court, a large fire pit with seating, an outdoor dining area, a cozy patio, and plenty of room for gatherings. Two sheds provide ample storage for water toys and lawn equipment. Hardwood floors throughout, central air conditioning, and gas heat ensure year-round comfort. Additionally, the property has ample closet space throughout and a history of strong rental income, making it a great investment opportunity. Whether you're a nature lover, boater, or simply seeking a waterfront retreat, this all-season residence has endless possibilities to create your dream oasis. Located in close proximity to the vibrant Love Lane shopping area and the renowned vineyards of the North Fork, this property has it all!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $980,800 | $980,800 | $980,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.851% | 6.664% |
Monthly Tax Payment | $743 | $743 | $743 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,959 | $6,361 | $8,544 |
Total Monthly Payment | $6,827 | $7,229 | $9,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.