Chappaqua School District OPPORTUNITY for the savvy buyer looking for a special home w/INCOME PRODUCING cottage!! 650 sq ft cottage -- semi passive rental income pays the taxes for the year! This private, versatile cottage can serve the new owners in many different ways -a parent, guest or au-pair residence, home office or art studio, are just a few examples! The main house, an antique farmhouse which was originally a converted barn, is a captivating 3, 000+ sq ft home encompassing a 1st floor w/updated kitchen w/white cabinetry, granite counters; adjacent sun-filled, windowed breakfast room & family room w/hand-hewn beams & a wood pellet stove; gracious living & dining room w/fireplaces & built-ins, a mudroom, back hallway/staircase, powder room & pantry. The 2nd floor has a primary bedroom w/ensuite bath, 3 addt'l bedrooms, a hall bath & a den/office space. Special features and charming historic details include: custom stained glass windows, wood beamed ceilings, hardwood floors, and wonderful built-ins. Idyllic landscaped property w/majestic trees, lush mature floral gardens, creates an atmosphere of artistic inspiration & whimsical charm. Convenient location close to schools, town, shops, bike path, hiking trails and highways. NEW septic system Spring 2024! A unique offering for the buyer who is looking for a special Chappaqua house!!
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Our Executive Mortgage Banker:
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$965,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $772,000 | $772,000 | $772,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.229% | 6.486% | 6.307% |
Monthly Tax Payment | $2,085 | $2,085 | $2,085 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,444 | $4,816 | $6,567 |
Total Monthly Payment | $6,621 | $6,993 | $8,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.