Welcome to this charming 3-bedroom ranch nestled in the heart of Commack on a serene cul-de-sac. Stepping inside, you'll immediately notice the elegant hardwood floors that flow seamlessly throughout the living space with an open feeling from the Vaulted Ceilings. The Eat-in-Kitchen boasts modern amenities including Stainless Steel Appliances and access to a lovely Side Yard leading to the Backyard Oasis. Two Beautifully updated Full Bathrooms, Dining room Sliders leading to the Deck and Backyard. Inside, enjoy the modern comfort of Central Air Conditioning, ensuring a pleasant atmosphere year-round. Additionally, the Full Finished Basement with its private entrance offers versatile living options, whether used as a recreation area, guest suite, or home office. The centerpiece of this property is the inviting In-ground Saltwater Pool, perfect for relaxing and entertaining on warm summer days. Adjacent to the pool is a spacious deck, Built in BBQ and plenty of cooking space providing an ideal spot for outdoor dining. The property is also enclosed by a durable PVC fence, offering privacy and security. Situated on a large corner lot, this home features a 1. 5 Car Garage, providing ample space for parking and storage. Overall, this property combines convenience, comfort, and outdoor enjoyment, making it a perfect place to call home in the desirable community of Commack.
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,999 | $551,999 | $551,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $1,071 | $1,071 | $1,071 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,766 | $3,669 | $4,655 |
Total Monthly Payment | $4,929 | $4,832 | $5,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.