Welcome home to beautiful Island Estates! This 2 bedroom, 2 bathroom waterfront, first floor end unit condo awaits you. Walking distance to grocery store, restaurants, Clearwater Aquarium and more and just a short bike or trolley ride to the world famous Clearwater Beach! This unit has a huge, brand new remodeled kitchen with gorgeous quartz countertops featuring a waterfall off of the breakfast bar, rustic kitchen island, stainless steel farm house sink, newer stainless appliances and a large bay window seat with plenty of storage along with lots of windows to let in the natural light and coastal views. This well maintained condo has updated vinyl flooring throughout and a nice master suite with a walk in closet, en suite bathroom and beautiful views of the water along with it's own private patio. The main living area has plenty of natural light, a large dining area which opens up to an additional private south facing lushly landscaped patio. On both of your patios you can walk straight off to the waters edge where you can fish or simply watch the dolphins and enjoy those gorgeous Florida sunsets. 3 SETS OF NEW IMPACT SLIDERS TO BE INSTALLED BEGINNING OF MAY! This complex has a community pool, BBQ area, dock, huge breezeway, a pool bathroom, car wash area and assigned covered parking as well as on street and lot parking for guests. This building is residential only, no vacation rentals allowed. AC and water heater are approximately 5 years old and the washer dryer 3 years. Don’t miss this rare gem of a unit with all of the amenities of a condominium complex while feeling like you have your own private piece of paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $548 | $548 | $548 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,601 |
Total Monthly Payment | $3,505 | $3,431 | $4,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.