815 NW 2nd AVENUE, Ruskin, FL, 33570 | $1,750,000

Welcome to Your Slice of Tropical Paradise on Ruskin Inlet! This fully furnished, magnificent oasis, nestled on a sprawling double lot, is a true gem waiting to be discovered! This property comes bundled with a commercially zoned PD-MU lot (folio P055842. 0000), unlocking a world of exciting opportunities! Step inside this expansive 6-bedroom, 4. 5-bathroom Key West-style retreat – it's ready for you to make it your own! The lush grounds are meticulously curated, creating a tranquil, shady haven and bask in the tropical splendor of your own private paradise on a generous 20ft x 27ft lanai, where vibrant sunsets and gentle ocean breezes await to fill your days with endless warmth and cheer! Enjoy the salt life, don't miss the private boat dock, the sandy fire pit area complete with its own charming gazebo, and the convenient kayak storage – it's all here for your enjoyment! And that's not all! Revel in unobstructed access to the glistening waters of Tampa Bay!
The main living area boasts an airy, open layout with 3 bedrooms and 3. 5 bathrooms. Upstairs, discover beautiful hand-hewn hardwood floors that lead to a generously sized screened-in lanai adorned with elegant travertine tile. The kitchen is a chef's dream, featuring glistening granite countertops, a stylish backsplash, stainless steel appliances, and a grand stone composite sink. The master suite on the first floor is a true sanctuary, complete with inviting French doors, a charming coffee bar, and a spacious walk-in closet. The unsuited bath exudes spa-like luxury, showcasing a bubbly jetted tub, a cozy electric fireplace, a roomy walk-in shower with a comfy bench and dual showerheads, plus double vanities topped with gleaming granite. But wait, there's more delight to be had! This property is designed for entertainment, with a roomy bar and game area, an extra special bonus bunk room, and a separate ground-floor apartment (approximately 1768 sqft) with 2 delightful bedrooms, a sunny bathroom, a full kitchen, a cozy office, and a spacious gym – perfect for in-laws or a helpful caretaker. And, if you're feeling entrepreneurial, parts of this home can generate rental income! No need to fret about bothersome HOA or CDD fees here! Oh, and did we mention the plentiful storage in those handy outbuildings, along with space for an RV and/or boat trailer? There's even an exciting on-site small business opportunity just off the desirable West Shell Point Road entrance! The new Shell Cove development is just across the street, and Little Harbor is right nearby, promising a bounty of potential customers! This property is a must-see for those seeking an extraordinary waterfront living experience!

Features

  • Rooms: 7
  • Bedrooms: 6
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 1984
  • Garage: 1-car Boat, Converted Garage, Driveway, Garage Door Opener, Guest, RV Carport
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 5,006
  • Acreage: 0.38
  • Est. Taxes: $11,200
  • Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Oversized Lot
  • View: Water
  • Elem. School: Thompson Elementary
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: T3480362
  • Days on Market: 169 days
  • Website: https://www.raveis.com
    /eprop/T3480362/815nw2ndavenue_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2024 7:37:04 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 813-685-7755

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

815 NW 2nd AVENUE, Ruskin, FL, 33570

$1,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,400,000 $1,400,000 $1,400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.000% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.851% 7.103% 7.041%
Monthly Tax Payment $933 $933 $933
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,550 $9,314 $12,486
Total Monthly Payment $10,608 $10,372 $13,544

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.