Seize the chance to create your own coastal paradise! This exceptional OVERSIZED LOT, just one lot away from the pristine white sandy beach on the east side of A1A, offers an ideal canvas for realizing your coastal dreams. Located on Anastasia Island, you'll relish the tranquility of beachside living. With a prime location, you'll have effortless access to the island's natural beauty and recreational activities. What sets this property apart is its proximity to one of Saint Johns County's recently built beach access points, making it a breeze to enjoy leisurely walks by the shore and the soothing sounds of the ocean. Even better, there's no HOA restrictions, providing you with the freedom to create your vision of paradise and even potentially generate income from a vacation rental property. Imagine the possibility of breathtaking ocean views from a multi-level home, where you can greet each morning with the sun rising over the Atlantic and relish the soothing ocean breeze from your private vantage point. Plus, there's a convenient lot home package available, making it easier to embark on the journey of creating your coastal haven. Whether you have your design in mind or prefer to explore options, the potential is boundless, turning this opportunity into a reality that mirrors your desires and fulfills your coastal aspirations. But that's not all – the adjacent lot to the South is also available for sale, giving you the flexibility to expand your vision further. Whether you choose to acquire both lots for extra space or to ensure your privacy, the choice is yours. This is your moment to invest in a coastal retreat that fulfills your dreams.
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,164 | $4,017 |
Total Monthly Payment | $3,339 | $3,256 | $4,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.