Welcome to the Forest Ridge Community located in Northeast Winter Haven between Lake Henry and Lake Hamilton close to Highway 27. Winter Haven offers a Chain of Lakes for your boating, fishing, and skiing enjoyment! Winter Haven is also the home for Legoland a popular theme park. This home was built by D R Horton in 2016 featuring 2 Stories with 2526 square feet living area, 4 Bedrooms, 2 Full Baths, 1 Half Bath, Large Foyer, Living Room, Dining Room, Inside Laundry Room, and a 2 Car Garage. The Kitchen includes all the appliances, Breakfast Bar, Backsplash, Wood Cabinets, Additional Lighting Spotlights, and a large Walk-in Pantry. The Living Room is large enough for every gathering. The sectional sofa can be included. The owner updated the Living Room from carpet to a nice laminate flooring since pictures. All the Bedrooms are upstairs for privacy. The Laundry Room is also upstairs close to the bedrooms and includes the washer and dryer. The Primary Bedroom includes a built-in TV measuring 56x31 inches and a Large Walk-in Closet. The Primary Bathroom includes dual sinks and shower with plenty of room. The Garage has a fresh epoxy floor finish and was freshly painted in 2024. The storage shelves found in the Garage will remain. The Front Yard includes a Magnolia Tree and Sabal Palms in a nice garden. The Backyard is vinyl fenced with plenty of room for all your activities and room enough for a Pool if desired. In the Backyard you will find 2 Coconut Palm Trees. The lawns are watered by an irrigation system with a separate sprinkler meter which saves you money. The Home was built in 2016 which means the Roof is 2016, Air Conditioner is 2016, and the Hot Water Heater is 2016. The home was freshly painted inside and outside in 2023. This home has been well maintained by the original owner. Come out and see for yourself. All sizes are approximate.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,073 | $2,630 |
Total Monthly Payment | $2,377 | $2,375 | $2,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.