Welcome to your perfect blend of charm and modern comfort in the heart of the Village of Washingtonville! Your entrance is enhanced by the inviting covered front porch a delightful spot to sip your morning coffee or enjoy a quiet evening. 1000sqft addition completed in 2007 includes windows (for addition) and siding and roof for entire house. Very spacious living room features a pellet stove and the family room offers a wood-burning stove. Storage woes are a thing of the past with the full walk-up attic and full basement, providing ample space for all your belongings and more. But the real magic happens outdoors, where the peaceful sounds of the babbling creek create a serene backdrop for relaxation and rejuvenation. Entertain on the patio around the fire pit or play and garden in the park-like yard. Other features include: 1 car garage, shed, deck, spacious driveway with turnaround, generator switch, lots of closets and more! Convenience is at your fingertips with this prime location, offering easy access to restaurants, shops, schools and more, all within walking distance. Don't miss your chance to experience the best of village living!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$474,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,920 | $379,920 | $379,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $837 | $837 | $837 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,464 | $2,496 | $3,180 |
Total Monthly Payment | $3,376 | $3,408 | $4,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.