Quintessential New Englander in the Heart of Hampstead. Step into a timeless property where yesteryear meets modern comfort in this meticulously maintained home. As you enter, be greeted by the warmth of gleaming wide pine floors that lead you through the inviting living spaces adorned w/ 3 fireplaces, creating a cozy ambiance year-round. Convenience meets tradition w/ a first-floor laundry, ensuring modern ease in this classic setting. This home offers 3 spacious bedrooms, a formal dining room, & a living room perfect for gatherings. The heart of the home lies in the stunning open concept kitchen, seamlessly flowing into a sitting area and sunken family room, where memories are waiting to be made. Enjoy the tranquility of the 3-season room, a calming retreat to start your days or unwind after a long day, all while overlooking the lush, private backyard with established perennial beds and borders. Beyond the comforts of the main house, discover a heated detached cottage, ideal for a home office or guest quarters, providing versatile space to suit your needs. Completing this idyllic picture is a 2 car attached garage, a mudroom for added convenience, all set on over an acre of coveted Main Street, offering a perfect blend of privacy and accessibility. Don't miss the opportunity to own a piece of New England history, where charm, character, and modern convenience harmonize seamlessly.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $487,920 | $487,920 | $487,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $642 | $642 | $642 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,328 | $3,243 | $4,115 |
Total Monthly Payment | $4,062 | $3,977 | $4,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.