What a gem and this one won't last. Move right into this charming three bedroom Ranch style home conveniently located in Montrose. A short walk to the park, library, shops, and transportation . So many updates throughout this home including new island and breakfast bar in kitchen, SS appliances, updated bathroom, new windows and floor in sunroom, brand new driveway, new septic system. The kitchen, along with the informal dining area and living room, offer an open concept making this a fabulous space for entertaining. The living room is bright and spacious with wood burning fireplace and floor to ceiling bay window allowing for an abundance of natural light. Off the kitchen area, you'll find the more formal dining room that leads into the sun room with new windows and flooring, a great place to just sit and relax. Gleaming hardwood floors as seen on the main level. The walk out basement offers plenty of storage space, utilities, laundry, and playroom area along with access to the oversized patio perfect for your outdoor BBQ's and large level fenced in yard for more outdoor fun. Located minutes to Metro north and highway for an easy commute. You'll also enjoy boating, hiking and biking at nearby Georges Island Park. You do not want to miss this one, book your showing today.
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Our Executive Mortgage Banker:
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $783 | $783 | $783 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,601 |
Total Monthly Payment | $3,740 | $3,666 | $4,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.