Introducing this captivating 5-year-old Colonial with Farmer's Porch. This home features the open floor plan you've been searching for and is in immaculate condition featuring hardwoods throughout. The 1st level presents a large living room, a spacious dining area with sliders to the deck, and a beautiful backyard. It showcases an oversized Center Isle kitchen with granite countertops, stainless steel appliances, a pantry, and a powder room with laundry. The second level offers a large and bright cathedral Primary suite with his/her closets, a large primary bathroom with double sinks and granite top, a wide shower, and a private water closet. There are 2 additional bedrooms with ample closets and a Main bathroom with tub/shower and granite counters. There is a finished lower family or playroom with a Gas fireplace for additional living space. You will find an outdoor office/studio/shed with heating and air and a 40 AMP, Level II Electric vehicle charger as a super bonus to this property. The home is situated on over an acre with a flat backyard for glorious summer entertaining. It's conveniently located 10 minutes to Route 6, 15 minutes to Route 295, and just 25 minutes to downtown Providence. End of May occupancy preferred.
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$638,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $510,400 | $510,400 | $510,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $678 | $678 | $678 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,482 | $3,392 | $4,304 |
Total Monthly Payment | $4,252 | $4,162 | $5,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.