Highly desirable and rarely available Castleton Estates home can be yours. Imagine sipping your morning coffee on your secluded front porch while listening to the birds chirping nearby. The front porch is where your guests will be greeted and welcomed into this lovely three bedroom, 2. 5 bath home in Western Cranston. The first floor boasts gorgeous hard wood floors in it's foyer, front to back living room/family room with fireplace and formal dining room. The kitchen will be where your guests gather with its large center island and separate eating area while you enjoy cooking in the spacious kitchen with beautiful granite countertops. A half bath and laundry area complete your first floor. The 2nd floor primary bedroom has a very open feel with a cathedral ceiling, walk-in closet and bathroom with a separate shower and separate tub. The two additional bedrooms and extra full bathroom are also on the second floor. The two car garage enters into the home via the kitchen and also has a stairway into the basement. The back deck was just renovated last summer with the composite decking and white pvc railings. The home sits on a half acres lot that is on a street with a cul-de-sac on both ends in a quiet neighborhood off of Scituate Avenue. Easy access to 295 or 37. This home is move in ready and will go quickly so schedule your showing today.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $3,589 | $4,554 |
Total Monthly Payment | $4,403 | $4,308 | $5,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.