Welcome to one of Essex, CT's best built homes. Not a detail was spared in this gorgeous property which sits high above the CT River and is adorned by more than 750 plantings in its lush gardens. It is an entertainer's dream with an amazing true chef's kitchen which opens to the spacious family room with 30' ceilings and dining area both warmed by a granite encased fireplace. There is a first floor ensuite with full bath and walk in closet and a formal sitting room or office that finishes out the mahogany floor main living space. Follow the curved staircase up to a breathtaking primary suite with a spa-like bathroom, walk in closet and seasonal views of the CT River. Two more spacious bedrooms, a full bath and oversized laundry room complete the second floor. The walkout lower level has an impressive custom-made wet bar, living room and a state of the art two-room recording studio which could have many more practical uses for the non-musician. This custom made, builder-designed home is virtually maintenance free. Geothermal heat, tankless hot water heater, foam insulated interior walls, hardie board siding, dimmers on all switches, and on and way too much to list. . . . .
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Full Bath,Walk-In Closet | 13X15 | Main |
Bedroom 2 | 9 ft+ Ceilings | 18X19 | Upper |
Bedroom 3 | 9 ft+ Ceilings,Walk-In Closet | 12X15 | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 12X15 | Main |
Kitchen | 9 ft+ Ceilings,Breakfast Bar,Granite Counters,Double-Sink,Pantry,Hardwood Floor | 21X31 | Main |
Living Room | Cathedral Ceiling,Fireplace,Hardwood Floor | 15X15 | Main |
Office | 9 ft+ Ceilings,Hardwood Floor | 13X15 | Main |
Primary BR Suite | 9 ft+ Ceilings,Full Bath,Walk-In Closet,Tile Floor | 14X16 | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,239,200 | $1,239,200 | $1,239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 7.014% | 6.790% |
Monthly Tax Payment | $1,196 | $1,196 | $1,196 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,530 | $8,141 | $10,880 |
Total Monthly Payment | $8,851 | $9,462 | $12,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.