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Welcome to this charming single-family home nestled in the serene neighborhood of Crystal River, offering a peaceful retreat for those who cherish quiet living and a connection to nature.
This property boasts a unique blend of indoor and outdoor living, with 118 linear feet of water frontage on Fish Creek at the back of the lot. This home offers practicality and functionality, ideal for a buyer seeking a cozy abode with ample outdoor space.
Upon arrival, you'll find a convenient one-car garage, providing shelter for your vehicle or extra storage space. The first floor features a comfortable living room, a utility room for added convenience, and a bedroom accompanied by a full bath, offering comfortable accommodations for residents or guests. Additionally, a side porch invites you to unwind and enjoy the peaceful surroundings.
Ascending the exterior side staircase, you'll reach the second floor living area, comprising a bedroom, a bathroom, and a well-equipped kitchen and dinette area. A separate living room provides flexibility in space utilization, catering to various lifestyle needs. Notably, the upper deck includes a 2, 000-pound open elevator, ensuring accessibility for all, including those requiring ADA accommodations.
Outside, a pole barn offers three covered spaces for storage, perfect for housing outdoor equipment or vehicles. The highlight of the property is its 118 linear feet of water frontage on Fish Creek, complete with a small concrete skiff launch, granting easy access to the river directly from your own backyard.
Situated on a generous lot spanning 0. 45 acres, this property presents ample space for outdoor activities, gardening, or simply enjoying the serene surroundings. Whether you're an avid outdoor enthusiast or simply seeking a peaceful retreat, this home offers the perfect opportunity to embrace the natural beauty of Crystal River living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,708 | $2,177 |
Total Monthly Payment | $1,980 | $2,002 | $2,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.