2620 Cove Cay DRIVE, #504, Clearwater, FL, 33760 | $165,000

This beautifully updated studio has been thoughtfully expanded to provide a spacious great room, designed to maximize the breathtaking views through expansive newer hurricane picture window with side sliding panes. . From this vantage point, you can gaze all the way to Tampa across the Bay, with a serene pond directly beneath the condo and a lush golf course in between. The panorama is truly captivating.
Upon entering, you are welcomed into a generous open space, adorned with newer waterproof vinyl flooring that carries a driftwood motif, complemented by popular gray paint and crisp white trim. The full kitchen boasts contemporary updates with sleek, newer cabinets and stunning white and gray quartz countertops that are not only oversized, perfect for setting up a buffet, but also create an inviting space for dining.
The bathroom features modern updates with tiled walls, flooring, and a chic vanity topped with granite. The condo includes a versatile wall unit with a Murphy bed enhancing the functionality of the enlarged main living/sleeping space. Storage is ample with a large walk-in closet and a full-sized laundry room equipped with a washer and dryer.
Residents of this village enjoy access to a charming clubhouse, complete with a library, pool table, and a cozy fireplace, making it an ideal place for socializing with neighbors and friends. The outdoor pool and spa area are set in a lush landscape, meticulously maintained for relaxation and enjoyment. Additional amenities include a covered carport, pet-friendly policies, and 24-hour security.
For leisure and recreation, the Cove Cay Golf Club and the Bayview Pub and Grille welcome the public and also offer various membership options. The nearby Cove Cay Marina enriches the community with a range of boating experiences available for an additional fee. These facilities, along with the stunning natural surroundings, contribute to the idyllic lifestyle at Cove Cay. Put on your flip flops and start enjoying this tropical paradise from your Florida dollhouse.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 10
  • Amenities: Cable TV, Clubhouse, Elevator(s), Optional Additional Fees, Recreation Facilities, Security, Spa/Hot Tub, Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside
  • Complex: COVE CAY 26-20 VILLAGE II
  • Year Built: 1974
  • Approx Sq. Feet: 565
  • Acreage: 1.7
  • Est. Taxes: $1,852
  • Condo Fee: $627 Monthly
  • Lot Desc: FloodZone, In County, Near Golf Course, Near Marina, Unincorporated
  • View: Golf Course, Water
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: U8239032
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/U8239032/2620covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2024 4:49:40 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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2620 Cove Cay DRIVE, #504, Clearwater, FL, 33760

$165,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.538%
Monthly Tax Payment $154 $154 $154
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $900 $877 $1,132
Total Monthly Payment $1,129 $1,106 $1,361

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.