*** Open Houses Canceled *** Charming family home located on 2 acre lot. Very large front yard borders dead end cul de sac. Yard features mature plantings, a magnolia and pussy willow tree, uncommon Hosta collection, rhododendrons and a border garden full of perennials. Passing the farmers porch one enters the front door, where there is a full hallway with front to back living room, to the left a custom kitchen with with eat-in-area to the right. Kitchen features French doors opening to large screened in porch with vaulted tongue and groove ceiling with fan, and 3 angled sliders. Porch opens to a 10 X 17 deck large enough to grill and dine. Kitchen features a 9 foot granite island, with tiffany style lights. Kitchen also features stainless steel appliances, and coffee station. . the kitchen opens to large family room with fireplace and wood stove. From family room, there is entry into 2- car garage. The second floor features 4 bedrooms, 2 baths. Master walk-in closet and en suite bathroom with linen closet. Completing the second floor, there are generously sized 2nd & 3rd bedrooms and a smaller 4th bedroom. A second floor custom-tiled bath with linen closet and walk-in shower and a spacious linen closet in hallway. A pull-down stairway in the hall provides access to the attic.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $871 | $871 | $871 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,456 | $4,387 |
Total Monthly Payment | $4,510 | $4,419 | $5,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.