BETTER THAN NEW Colonial located in the heart of the highly desirable Village of Montgomery! This stunning home features a spacious 2200 + square foot floor plan with 4 Beds and 3 Baths with tasteful and and quality upgrades. Welcoming front porch leads to an expansive 1st floor features 9 foot ceilings with sun filled rooms and hardwood floors in main living areas, be the 1st to cook in this beautiful brand new Kitchen with granite and stainless appliances, slider to screen porch and paver patio, large Family Rm with gas fireplace, den/office/flex room, full ceramic Bath, conveniently located Laundry Room and Living Rm, 2nd level Primary Bed with walk in closet, Bath with whirlpool tub and shower, 3 Beds and full Bath, full walk up attic amazing storage with room for possible expansion, full Basement with workshop and Bilco door. Energy efficient home with foam insulation and HE Navien Boiler/Hot Water. The best of village living walk to park, restaurants and shops, municipal water, sewer, & natural gas. Prime location close to shopping, major highways & area tourist attractions!
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $1,021 | $1,021 | $1,021 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,838 | $2,765 | $3,567 |
Total Monthly Payment | $3,951 | $3,878 | $4,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.