Presented byAmy DeGrafft |
Welcome to this Clean and Bright 4 Bedroom 5 Bathroom home just minutes from the Gulf Beaches! Upon entering, you will appreciate the OPEN FLOOR PLAN, tile Floors, EXPANSIVE Living and Dining rooms ideal for large FAMILY GATHERINGS. The formal dining room features a built in Buffet with GRANITE top. The kitchen includes a GRANITE topped ISLAND and is OPEN to the living and dining spaces. FRENCH DOORS lead to a COVERED TILED LANAI and to a large FENCED yard which can easily accommodate a pool, and includes a STORAGE SHED and garden area. There is second PATIO from the dining room- more space for outdoor ENTERTAINING. Next to the kitchen/family room is a library with BUILT-IN book shelves perfect for a home office, a study space, or make it a 5th bedroom with an adjacent first floor FULL Bath. The second level has 4 generously sized bedrooms (all with large DEEP CLOSETS), 3 bathrooms ensuring ample private space for family members and guests, plus a giant laundry room with lots of storage. The primary bedroom is massive in size and has an EN-SUITE bath. Bring your rocking chair and enjoy evenings on another PORCH off of the master suite. The two car garage has room for your cars, additional storage space, plus an air conditioned workshop area with a FULL Bath and plumbing for a water softener. Additional home highlights include HIGH CEILINGS and large windows, lovely door and window trim with rosette plinth blocks, CROWN MOLDING, an under- the-stairs pantry closet, two A/C units and a 2015 roof. This home is CENTRALLY LOCATED close to restaurants, shops and beaches, in a NON FLOOD ZONE, Unincorporated and NO HOA! Original Owners welcome your personal touch on this wonderful family home. Come see it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
Sales Associate
William Raveis Real Estate
Phone: 860.794.8424
Amy.DeGrafft@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.585.3916
Bobby.Kazarian@raveis.com
NMLS Mortgage Loan Originator ID 1875225
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.014% | 7.041% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,639 | $4,467 | $6,065 |
Total Monthly Payment | $5,163 | $4,991 | $6,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.