Under contract-accepting backup offers. ROOF 2023!! HVAC updated in 2022. Walk into this immaculate 2 bed, 2 bath, with an oversized 2-car garage. This home has been well maintaned and cared for!! The living square footage is a little under 1, 400, with a total structural sq feet of under 2, 300. You will love this open concept, split bedroom floor plan home with high ceilings throughout. Water Heater replaced in 2019. Septic pumped in 2023, with Drain Fields replaced in 2010. Front Porch and Back Patio Screening was replaced in 2023. This home is located off of Waterfall Dr where there is no through traffic to ensure privacy for the residents that live there. Property is on small street with cul-de-sac. There is plenty of natural lighting that comes inside, with gorgeous plantation shutters on the windows. You won't have to worry about the high insurance costs, as this home is in NO FLOOD ZONE! In addition, the owner had third nail installation for additional wind protection on the roof. The garage has plenty of workshop space for anyone who is handy, totaling 528 square feet. Sit on the fully enclosed screen patio with your morning coffee and enjoying your private backyard. Home is less than 15 minutes to US-19 with EASY access to Clearwater/St Petersburg and Homosassa/Crystal River. Go watch the mermaids and enjoy fun in the sun at Weeki Wachee Springs State Park, which is less than 15 minutes away.
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Our Executive Mortgage Banker:
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$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $94 | $94 | $94 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,501 | $1,462 | $1,886 |
Total Monthly Payment | $1,670 | $1,631 | $2,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.