NO BOND! Welcome to this stunning 3/2 Fern model home nestled in the charming VILLAGE OF ST. JAMES. As you approach, the allure of the property is immediately evident, with a 2-car garage and a golf cart garage providing ample space for vehicles. The landscape is meticulously adorned with rocks, shrubbery, and lush grass, enhancing the home's captivating curb appeal. Upon entering through the LEADED GLASS FRONT DOOR with a sidelight, you're greeted with an invitation to explore the exquisite interior. Beautiful tile floors grace the living areas, complemented by the elegant touch of PLANTATION SHUTTERS and UPGRADED LIGHTING FIXTURES throughout. The kitchen is a chef's delight, boasting stainless steel appliances, HIGH-DEF countertops, under and over cabinet lighting, and a tasteful BACKSPLASH. A generously sized BREAKFAST BAR offers seating for at least 4, perfect for entertaining guests while preparing meals. The open floor plan seamlessly connects the kitchen to the dining room, providing ample space for family gatherings and comfortable seating for 6. For additional relaxation and entertainment, step into the expansive 31x9 ENCLOSED LANAI through the TELESCOPING SLIDING DOORS, complete with heating and air conditioning, 2 ceiling fans, and PRIVACY SHADES. An INSIDE LAUNDRY ROOM adds convenience, featuring a laundry sink and upper and lower cabinets for extra storage. The primary bedroom exudes comfort and style, featuring a ceiling fan, updated lighting, a walk-in closet, and an en-suite bathroom with DOUBLE SINKS, hi def countertops, and a luxurious ROMAN TILE SHOWER. Guests will feel at home in the spacious second and third bedrooms. Completing the package is the 2-car garage with GOLF CART GARAGE, which includes attic stairs and attic decking for added storage convenience. The roof, HVAC & HWH are 2011. SeaBreeze Pool & Rec Center are close by. Located close to BROWNWOOD SQUARE, this home offers easy access to a plethora of shopping and dining options along 466a, making it the perfect retreat in The Villages community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,713 |
Total Monthly Payment | $3,482 | $3,404 | $4,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.