Enjoy the charm of historic Waterbury Village, all at your fingertips! This spacious 5 bedroom, 3 bath farmhouse features an extra-wide, paved driveway, attached garage, & two large levels of living that are filled with a blend of old and new. The eat-in country kitchen boasts plenty of cabinets, counter space, & a separate room for formal dining. There is also a full bath off of the kitchen. The side porch entrance walks into a sunny family room with beautiful, resurfaced hardwood floors. The office on the 1st floor could serve as a bedroom/guest room & there are hardwood floors throughout. The 1st floor laundry/pantry is great for all your storage needs & can access the large fenced yard. The 2nd floor includes 3 sunny bedrooms with a full bath plus a primary suite, which includes a large closet, a renovated primary bathroom with a 2-person tiled shower, & a double vanity. The bonus room/office off of the primary suite has attic access & its own private entrance, perfect for another bedroom, studio, Airbnb, or accessory apartment. The house is situated on a large corner lot where you can enjoy the summer evenings on the front porch or outdoor activities in the fenced yard. It's located across the street from Anderson Field and the town pool; minutes to downtown eateries, shopping & all the village amenities; easy access to I-89, ski areas, Stowe, Waitsfield, Burlington, &Montpelier. This property is located out of the flood-zone, & is a rare gem in a sought-after location!
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,542 | $3,451 | $4,379 |
Total Monthly Payment | $4,138 | $4,047 | $4,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.