Three bedroom /1 bath ranch style home on 3. 9+/- acres located in Barnard. Only 0. 6 miles up from the Barnard General Store, it is an easy walk to the general store, PO and Silver Lake. In the same family for over 50 years, this home is simple but sweet and ideal for those looking for one level living. Facing south, you will find this home gets lots of light all day long. Over the years, the property has been well maintained and offers lots of opportunity to make it your own. The home has a mix of wood, carpeting and tile floors, some newer kitchen appliances, a large barn / garage with separate workshop in the back, whole house generator and the availability of EC Fiber. Although the lower level is unfinished, it does offer direct entry and the possibility to add some additional living space. Outside, there are several perennial beds, apple trees and lots of space to add another garden or two. With a little clearing of some of the brush, you can easily expand your yard size and open up the property and take advantage and enjoy the stream running through the property. Adding to the charm of the property, there are a few simple outbuildings that dot the property. Located on a paved road, this property is less than 25 minutes from VLS and close to all the area has to offer --Woodstock, Lebanon/Hanover, skiing, etc.
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$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,967 | $2,496 |
Total Monthly Payment | $2,471 | $2,419 | $2,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.