57 31st Street, Copiague, NY, 11726 | $599,000

Welcome to this fully updated Cape-style home in the heart of Copiague. This charming 3-bedroom, 2-full bath home boasts a tasteful blend of modern comforts and classic appeal, promising a lifestyle of convenience and relaxation. Step inside to discover a spacious living room, perfect for entertaining or unwinding after a long day. The recently renovated kitchen is a dream, featuring sleek countertops, ample cabinetry, and updated appliances. On the main level, you'll find a generously sized primary bedroom, offering a peaceful sanctuary for rest and rejuvenation. Upstairs, two additional bedrooms provide plenty of space for guests or a home office, ensuring everyone has their own private retreat. Enjoy seamless indoor-outdoor living with a sunroom that invites abundant natural light and offers a tranquil space to enjoy your morning coffee or curl up with a good book. Outside, the fenced-in backyard is perfect for entertaining with a patio and a basketball hoop. The fully finished basement, complete with its own outside entrance, provides endless possibilities for additional living space, whether it's a home gym, media room, or a cozy den for movie nights. With a one-car attached garage, commuting is a breeze, while the proximity to the train, shopping, schools, and highways ensures that everything you need is just moments away. Don't miss your chance to experience life in this inviting Copiague home.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Exp Cape
  • Year Built: 1953
  • Garage: 1-car Private, Attached, 1 Car Attached
  • Heating: Natural Gas, Baseboard
  • Cooling: Wall Unit(s)
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 1,680
  • Acreage: 0.14
  • Est. Taxes: $10,412
  • Lot Desc: Near Public Transit
  • Elem. School: Great Neck Road Elementary School
  • Middle School: Copiague Middle School
  • High School: Walter G O'Connell Copiague High Sch
  • School District: Copiague
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: 3544948
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/3544948/5731ststreet_copiague_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Real Broker NY LLC   Phone: 855-450-0442

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

57 31st Street, Copiague, NY, 11726

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.538%
Monthly Tax Payment $868 $868 $868
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,269 $3,185 $4,109
Total Monthly Payment $4,229 $4,145 $5,069

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.