PRICE IMPROVEMENT! This Beautiful Home Built in 1939 is Located in the Heart of the Historic District of Lake Morton in Lakeland. Throughout This Well Preserved Home You Will Find the Original Oak and Pine Hardwood Flooring in Immaculate Condition. The Garden Window over the Breakfast Nook and the Built in Seating and Tiled Kitchen Table Draws You to this Inviting Kitchen Flooded with Natural Light. The Historic Charm of This House Offers Built in Bookcases, Large Open Rooms, Bay Windows, Bench Seating and 3 Amazing Porches for Relaxing, Your Family Will be the Envy of the Neighborhood. Entertain On Your Newly Restored Bi-Level Porch with Built in Seating Under the Large Shady Oaks . Ideal for Grilling & Chilling. You Will Love the Location. . . . . With Access to Polk Parkway and I-4. Minutes from Shopping, Restaurants Medical etc. and Lakeland's Own Florida Southern College. Walking Distance to Lake Morton and Lake Hollingsworth. It's Such a Desirable, Friendly Neighborhood. Some of the Recent Improvements Include Replaced Windows 2019, Roof 2018, New Insulation, Disposal 2022, A/C 2018 , Washer & Dryer 2020, Renovated Master Bath , All New Landscaping, Restored and Painted Back Deck and More. . . Generator Included.
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $478 | $478 | $478 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,838 | $2,765 | $3,508 |
Total Monthly Payment | $3,408 | $3,335 | $4,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.