Since it was previously listed for sale, foundation work was done under the kitchen of this cottage; a new kitchen floor and a new shower were installed. When you step through the entrance, you leave the everyday world behind. Before you is a cozy kitchen with a chandelier, corner cupboard and wood cabinets. Just ahead is the living room with a cathedral ceiling and a wood stove - perfect for cold winter days. The magic happens in the rear yard with the stream cascading down the hillside, past the glass gazebo and deck. The sound of the falling water is truly relaxing. And the rear yard is completely private. The unfinished loft above the garage could be fitted to your preference. The location is close to the paved road, allowing easy access, even in bad weather. Walk to swimming holes just down the road. Walk to Williamsville village. This property makes an ideal vacation home. Kayaking on the Sunset Lake Reservoir is nearby. Lots of outdoor recreation is around, including skiing, mountain biking and hiking. Only 15 minutes from Brattleboro, yet set in its own special place. Not able to be VA or FHA financed. Can be used seasonally in all 4 seasons, but cannot be used as a primary residence. Being sold as is. Delayed showings begin Saturday 4/27/24.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $682 | $665 | $843 |
Total Monthly Payment | $941 | $924 | $1,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.