Presented byAdam West |
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Very well-maintained and updated home in the heart of St. Petersburg. This 3 bedroom, 1 bath home features an updated kitchen with Quartz countertops, custom backsplash, new cupboards, under-mounted sink, glass-top range, hood, and new Stainless Steel appliances. New interior paint and vinyl flooring, new ceiling fans, and light fixtures throughout. Breakfast nook off the kitchen and next to utility closet that has washer & dryer hookups. Complete bathroom remodel to include vanity, granite countertops, designer tile, new hardware, and wall-to-wall flooring, paint, and light fixtures. The back patio is perfect for entertaining and grilling wooden deck and shell-covered yard. The home is ideally situated just 5 minutes from the Grand Central District, and 10 minutes to downtown St. Pete, St Pete Beach, and Treasure Island. 20-minute drive to the airport. Close to shopping & dining.
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
Sales Associate
William Raveis Real Estate
Phone: 203.848.8221
Adam.West@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,755 | $2,226 |
Total Monthly Payment | $2,031 | $2,030 | $2,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.