**Highest & Best due by 530pm Monday 4/22!** Welcome home to 11 Champlain Drive! This stunning colonial boasts 3 bedrooms and 2 bathrooms situated on a sizable level lot and cul-de-sac neighborhood. Step inside to discover hardwood floors throughout and an inviting living room complemented by built-in bookcases and a cozy fireplace, creating a seamless transition from the living room to the bright and airy family room. A well updated kitchen features granite countertops, new appliances, ample cabinet storage and adjoins a dining room perfect for hosting Sunday dinners. Upstairs you will find an updated full bath and generously sized bedrooms, painted in a neutral tone to fit any style or decor. From the family room, step onto the back deck and enjoy views of the gorgeous back yard. The backyard is perfect for outdoor lovers, featuring a spacious lawn for games, a cozy fire pit for gatherings, and a fun play area/treehouse. Behind the yard is town property which offers additional privacy and walking trails. The lower level provides more flex space and storage area, not reflected in the total square footage, with zone heating and a wood burning fireplace. Conveniently located just minutes from town amenities including beaches, tennis courts, ball parks, playgrounds, and Mile Creek K-5 elementary school. This house has it all! Recent updates include new HVAC/furnace unit, hot water heater, kitchen appliances, updated bathrooms and refinished back deck. This home is part of the Chadwick Homeowners Association and HOA fee is $100/quarter for well water. There are 3 shared wells that provide water to homes in this Association. Current well water report is attached.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
Family Room | Balcony/Deck,Sliders,Hardwood Floor | Main |
Formal Dining Room | Hardwood Floor | Main |
Full Bath | Remodeled,Tub w/Shower,Tile Floor | Main |
Full Bath | Remodeled,Skylight,Granite Counters,Tub w/Shower,Tile Floor | Main |
Kitchen | Granite Counters | Main |
Living Room | Book Shelves,Built-Ins,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
Rec/Play Room | Fireplace | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,783 | $2,712 | $3,441 |
Total Monthly Payment | $3,285 | $3,214 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.