You have been waiting for this one to be back on the market and here it is, better than ever. This beautiful home is tucked away in a quiet cul-de sac neighborhood in the Oyster River School System. Sitting on almost 2 acres of beautifully landscaped gardens designed to require very little maintenance with Evergreens and flowering trees and flowers, Gazebo, 2 sheds and a bonus- this property abuts 13 acres of Conservation Land with access to the Bellamy Reservoir. Relax on the private and peaceful Farmers Porch. When you enter the house, you are welcomed by beautiful South American Tiger Hardwood flooring. Also on the first floor is a spacious living room, dining room, kitchen, an office/den/playroom, ¾ bathroom, and access to the deck to enjoy the back yard and hot tub. Head upstairs to the large primary bedroom with a private bathroom and walk-in closet, 2 additional bedrooms and a full bathroom. Great space in the basement which features a bar/recreation area with extra storage space, living room with a walk out slider to the back yard, a home theater room, workshop area & laundry room. The heated attached garage has a large finished bonus room above with great views of the gardens. This home has been extremely well maintained and has a new roof with transferrable warranty, high efficiency Buderus Boiler, and a whole house hard wired generator. Pre-Inspected for your convenience. Showings begin at the Open Houses Friday 4/19 4: 00-5: 30 and Saturday 10: 30-12: 00.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $598,400 | $598,400 | $598,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $979 | $979 | $979 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,082 | $3,977 | $5,131 |
Total Monthly Payment | $5,153 | $5,048 | $6,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.