Welcome to maintenance-free living in Central Florida at 345 24th St NW Apt 6, Winter Haven. This exquisite 2-bedroom, 2-bathroom villa offers a completely updated living experience. Boasting tasteful renovations throughout. From the kitchen to the bathrooms, flooring to the roof, nearly everything has been thoughtfully upgraded. Step inside to discover tile flooring in the wet areas and carpet in the living room and bedrooms. The kitchen showcases a large granite island, ample cabinet and countertop space, and gleaming stainless steel appliances. Your guest bedroom and bathroom, featuring modern upgrades and beautiful tile work in the shower, are conveniently situated off to the left. Further into the home, you'll find the dining room to your right. The extra-large living room. dining room combo lies straight ahead. Retreat to the owner's suite at the back of the home, offering a beautifully tiled walk-in shower and a generous walk-in closet. There is a stylish barn door separating the master bedroom and bathroom. Through the living room, step into your lanai surrounded by acrylic windows with views of a small porch and the community pool. Enjoy a hot shower with your efficient tankless water heater. Residents of this community have access to a refreshing pool, making it perfect for leisurely afternoons. The low HOA fee of $270 per month covers water, internet, cable, gas, and grounds maintenance, ensuring a hassle-free lifestyle. With only 30 units in the community, you'll enjoy the intimacy of getting to know your neighbors. Conveniently located just a short walk from the picturesque Lake Howard and minutes away from downtown Winter Haven, you'll have easy access to charming shops, delectable restaurants, the historic Ritz Theater, and vibrant events like farmers markets in the park. Don't miss out on the opportunity to make this your new home. Schedule your private showing today and experience the epitome of Florida living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $116 | $116 | $116 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $982 | $957 | $1,214 |
Total Monthly Payment | $1,173 | $1,148 | $1,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.