One or more photo(s) has been virtually staged. Are you a boater, fisherman, or someone who loves being on the water surrounded by nature? Do you want to live in a smaller, more intimate community? Then look no further than Walker Island, a small community of 6 privately owned Key-West-style townhomes.
Walker Island is a gated 13-acre island with a private bridge, featuring lots of nature, and private deep water boat docks with access to the Manatee River and the Gulf of Mexico. You can bring all your toys from kayaks, canoes to jet skis, and more. Enjoy owning your own piece of an island that boasts stunning views of both the Braden and Manatee Rivers.
The community provides everything you need for a relaxing and peaceful getaway and a true fisherman's paradise. Bring your fishing poles, boat, kayak, or canoe as the community has access to the river. You can enjoy endless water views, birds, and wildlife from your 1st, 2nd, and 3rd story balconies, and every room in the house offers a very pleasant natural view of the two rivers, aquatic wildlife, and mangroves.
The first floor features an oversized 1-car garage with room for a golf cart or smaller 2nd car and a non-conforming bonus room with
built-in cabinets and a private bathroom. French doors lead you to your private 16x13 patio overlooking the water and mature landscaping.
The 2nd floor offers an open kitchen with wood cabinetry and granite counters, a breakfast bar, and room for an eat-in kitchen or dining room space. The home has 10 ft ceilings throughout, plenty of windows for natural light, recessed lighting, and French doors leading to either the front patio or rear patio, both offering views of the Manatee River. There is also a 1/2 bathroom on this level, and the 2nd level is entirely tiled throughout. The kitchen flows into the living room for a great entertaining space.
The 3rd floor, also with 10 ft ceilings, offers 2 bedrooms, both with en-suite bathrooms. French doors in each bedroom lead out to the bedroom's private balcony with water views. The 2nd bedroom has a tub/shower combo and a single vanity, and the primary bedroom bathroom has dual sinks and a large glass-enclosed shower. The washer and dryer are also on the 3rd floor for easy access.
The seller is providing buyers with a 1-year home warranty through American Home Shield, and the community has a large open natural area that is ideal for walking, exercising, pets, or just some private time. This area also offers space for big toys and extra visitor parking. Owners have put private sheds in the common areas for additional storage. Buyers can purchase a boat slip from the current owner for an additional fee outside of the purchase price or can apply to build another slip instead. The private pier/dock is a great amenity for residents and guests, whether it is used for sitting and gazing or kayaking and boating locally, or navigating out to the Gulf and islands.
The seller is also including 1 storage shed with the purchase for additional storage. The Walker Island community is conveniently located close to all the goods and services a family needs. As traffic has increasingly become an issue in most communities in Florida, Walker Island is a short drive to grocery stores, professional services, schools, mechanics, and the major highways to access other areas and airports. The Gulf of Mexico and beaches are also only a half-hour drive from the property
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $552 | $552 | $552 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,001 | $2,924 | $3,772 |
Total Monthly Payment | $3,645 | $3,568 | $4,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.