Presented byAmanda Clark |
One-level Ranch style home in a great neighborhood! With a little bit of imagination and sweat equity, this could be your perfect little dream home. Main level has 3 bedrooms, all with double closets, and a full bath with combination tub/shower. Yellow bedroom has laundry hookups. . . washer and dryer were there recently and moved back to the basement. . . choose which location works best for you! Hardwood floors throughout, would be beautiful refinished. . . presumably there's hardwood under the kitchen carpet, too. Spacious living room features a wood-burning brick fireplace. Seller never used the fireplace; recommend inspection prior to use. Kitchen has sturdy oak cabinets, electric range and fairly new French door fridge, window over the sink, and casual dining area. New exterior slider door to access the small concrete patio, perfect spot for the BBQ grill or a couple of chairs to listen to the birds in the morning with coffee or watch the evening sunset. In the basement you'll find a poured concrete foundation & floor, with framing in place to create a rec room and utility room. . . plus already drywalled bonus room for office/crafts/gym and 3/4 bath. Shower is functioning; plumbing & electrical appear ready for the toilet, sink, mirror and lights to be installed (fixtures & extra sheetrock included). Attached 1-car garage with powered overhead door. Lot size is 0. 36 acres: manageable yard, some woods, and a raised bed with perennials already in bloom.
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$195,000
Sales Associate
William Raveis Real Estate
Phone: 954.234.9203
Amanda.Clark@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,037 | $1,316 |
Total Monthly Payment | $1,452 | $1,425 | $1,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.