Welcome to your new home in Mastic Beach, where the perfect blend of comfort and outdoor living awaits! This charming property offers a lifestyle that's as inviting as it is vibrant. Step inside to discover a freshly painted interior with tons of updates. The spacious layout includes a beautifully renovated kitchen including new appliances and cabinets. French doors beckon you to the side yard, where outdoor gatherings and BBQs await. Recently installed laminate flooring adds a touch of contemporary elegance. The merging of two bedrooms has resulted in 2 generously sized bedrooms complete with large closets featuring stylish organizers. Outside, the possibilities are endless. This fully fenced yard is big enough for a pool, outdoor kitchen, hot tub and anything else you can dream up. Living in Mastic Beach means embracing an active outdoor lifestyle. With nearby attractions like Osprey Park, Southhaven Park and Smith Point Beach, adventure is always within reach. Explore the area's rich history at the Manor of St George and William Floyd Estate or reconnect with nature at Wertheim National Wildlife Refuge. As warmer days approach, keep an eye on the sky for the thrilling sight of skydivers descending from the nearby Long Island Skydiving Center. Whether you're a nature enthusiast, history buff or simply seeking relaxation in a picturesque setting, this is more than just a home-it's a gateway to endless possibilities in the heart of Long Island's most affordable coastal paradise
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,087 |
Total Monthly Payment | $2,976 | $2,913 | $3,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.