Presented bySarah Hoopingarner - Siobhan McLaughlin Team |
Retro Beachside home! Just Steps to BEACH! PETS OK *** FENCED YARD*** 2 Bedrooms and den/office/3rd bedroom and 2 full bathrooms, 1 carport plus extra parking area. Spacious front screened porch great for enjoying morning coffee, family dinners. Entire home features easy maintenance Luxury vinyl plank flooring, super clean, well maintained home. Full kitchen with new fridge, range, microwave. Neutral white wood cabinetry. Picturesque window to enjoy sea breezes as you cook.
Bedrooms have split plan for added privacy. Primary bedroom features ensuite bathroom with tub/shower combo, full size front loading washer /dryer in closet. Hall bathroom has vanity with storage and tub/shower combo. Home has 2 living areas - living room/dining room combo and vintage Miami Dade pine custom walls adorn the den/family room/office/3rd bedroom with decorative fireplace. Furnishings are optional - can stay or go.
Highly desirable IRB community! Great beach neighborhood with million-dollar homes across the street on the Intracoastal waterway. BRING YOUR BOAT - community boat ramp nearby!
Well mannered pets welcome! Fully fenced back yard. Perfect for cookouts and relaxing in a hammock! Enjoy leash free dog park in Nature Preserve Park, Boardwalk through mangroves and fishing pier. IRB community boasts many tennis/pickleball courts, skate board park, basketball court, baseball field and lots of kids play grounds. Walk to shops, restaurants, bars and parks! Located in the heart of the most charming BEACH TOWN in Pinellas County, INDIAN ROCKS BEACH "IRB"
ONLY steps to the sparkling white sandy beach! Enjoy stunning sunsets nightly!
>>>>>>TO MOVE IN : national criminal and credit background check $99, 1st month, last month & $1000 deposit unless poor credit / pet then $2000<<<<<<<<
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,595
Sales Associate
William Raveis Real Estate
Phone: 267.961.8978
Sarah.Hoopingarner@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,076 | $2,076 | $2,076 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $0 |
Total Monthly Payment | $89 | $89 | $75 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.