Do you dream of living the beach life, spending your days with sandy toes and sunkissed skin with the beautiful Atlantic Ocean and numerous beach access points merely steps from your beachside home sweet home? Do you love spending your days poolside in your own backyard oasis, one block(5 minute) walk to the beach, or one block walk to 'Vilano Main St' for coffee, shopping, Publix, and restaurants all within a quick walk away? Do you like the feel of a neighborhood where you can ride your bike and wave to neighbors as you pass by? This is a rare opportunity to own a single story concrete block home, nicely updated and lovingly maintained with a fully fenced backyard with inground heated pool and large paver patio. Pool is heated with a propane gas heater. Invite the whole family over for a pool day and grill the day away. The perfect place to call home, or purchase as an investment property with tremendous income potential and future bookings in place! 3br/2ba home with vinyl floors throughout. Bonus sitting room off kitchen/living room area with sliders out to back patio and inground pool. There are two pavered driveways so lots of space for parking vehicles off street, or use one to park your boat (no HOA rules). Vilano boat ramp only 2 miles away. Walking distance to numerous beach access points and Vilano point, for amazing sunrise and sunset viewing! Home can be sold fully furnished as a convenience to Buyer. Located in flood zone X, so flood insurance is optional but not required by lenders. Seller is a licensed Fl Realtor.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $409 | $409 | $409 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,365 | $4,253 | $0 |
Total Monthly Payment | $4,865 | $4,753 | $500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.