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Presented by
Kenda Coleman |
424 Indian Ridge Road, Cairo, NY, 12413 | $549,900
A Beautiful 4 Bedroom, 3 Bath Contemporary Home on 1. 8 Acres! The 1st floor features 2 bedrooms, 1 full bath, a sitting room/den/office, a laundry room, a utility room, and a garage. The main floor features 2 bedrooms including a primary bed and bath ensuite, a living room with a pellet stove, a dining room, a full bath, an eat-in kitchen, and a covered balcony. The grounds feature beautiful yards, landscaping, trees, an above-ground pool, a back patio, sheds, a small green house, and a small pond. It's a fine home in a beautiful setting! The furnishings are available for purchase. The home has great proximity to the area's destinations and attractions as it's only minutes to Green Lake, 15 minutes to Dutchman's Landing in the Village of Catskill, 15 minutes to the Hudson River, 15 minutes to the Village of Athens, 20 minutes to Zoom Flume Water Park, 30 minutes to Windham Ski Mountain, & 35 minutes to Hunter Ski Mountain. View our 3D virtual tour and 3 sky tour of the home and property.
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full
- Style: Contemporary
- Year Built: 1998
- Garage: 2-car Under
- Heating: Hot Water
- Basement: Finished,Full
- Approx Sq. Feet: 2,252
- Acreage: 1.76
- School District: Cairo-Durham
- MLS#: 152218
- Days on Market: 34 days
- Website: https://www.raveis.com
/prop/152218/424indianridgeroad_cairo_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kenda ColemanLuxury Properties Specialist
617.548.3987
Kenda.Coleman@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
424 Indian Ridge Road, Cairo, NY, 12413
$549,900
Kenda Coleman
Luxury Properties Specialist
William Raveis Real Estate
Phone: 617.548.3987
Kenda.Coleman@raveis.com
Kate Rockett
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,001 | $2,924 | $3,710 |
| Total Monthly Payment | $3,093 | $3,016 | $3,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535