3910 40th STREET W, Bradenton, FL, 34205 | $274,900

Discover your maintenance-free oasis just minutes away from beaches, shopping, and dining! This beautifully remodeled 2-bedroom, 2-bathroom residence boasts a spacious and open floor plan filled with natural light, offering comfort, style, and convenience for full or part-time residents alike. Recent updates include new kitchen cabinetry, updated appliances, fresh landscaping, interior paint, LVP flooring, and carpet in bedrooms, along with updated light fixtures throughout. The office has potential to make this into a 3 bedroom for anyone the is looking for the extra bedroom. Enjoy the comfort of luxury vinyl flooring throughout the home, providing durability and ease of maintenance. The primary suite features a large closet, perfect for all your storage needs, while an additional bedroom and office accommodate family or guests. Two sets of sliders lead from the main living spaces to your private lanai and backyard, offering the perfect setting for relaxation and outdoor enjoyment. The chef's delight kitchen boasts solid surface countertops and updated appliances, providing both style and functionality. Feel secure during any season with a recently updated roof and AC! Benefit from low HOA fees covering cable, internet, lawn maintenance, and access to the community pool and recreation area. Don't miss out on the opportunity to own your own piece of paradise with this rare gem! With its recent updates, spacious layout, and convenient location, this maintenance-free home offers the perfect blend of comfort, style, and convenience. Schedule a showing today and make this your new home sweet home!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1984
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,050
  • Acreage: 0.13
  • Est. Taxes: $3,545
  • HOA Fee: $157 Monthly
  • Elem. School: Robert H. Prine Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Microwave, Refrigerator
  • MLS#: U8238486
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/U8238486/391040thstreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2024 10:47:09 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3910 40th STREET W, Bradenton, FL, 34205

$274,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $219,920 $219,920 $219,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.286%
Monthly Tax Payment $295 $295 $295
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,500 $1,462 $1,856
Total Monthly Payment $1,870 $1,832 $2,226

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.