Under contract-accepting backup offers. One year young in the highly desirable, gated MiraBay community! Steps away from the resort-style amenities and private boat ramp with direct access to the gulf. On a premium lot with a conservation view this stunning 4-bedroom, 3-bathroom home with an office, loft, and covered lanai is move-in ready. Welcomed by high ceilings and upgraded ceramic tile throughout first floor and master bedroom, this home was built with custom finishes and meticulously maintained. The gorgeous kitchen offers custom cabinetry with gold hardware, stainless steel appliances with a gas range, upgraded backsplash and quartz countertops. The main living area includes huge sliding doors out to the brick paver lanai with pond views and Florida wildlife. The perfect guest oasis is located on the first floor with a bedroom and full bathroom.
Wake up to the pond and conservation view on the second floor in the private owner’s suite, which includes a large bedroom with a dual sink vanity, step-in shower with rain shower and gold hardware, as well as floor to ceiling upgraded tile, and a walk-in closet with custom shelving. The laundry room, located on the same floor as the owner’s suite, includes upgrades such as a sink and cabinetry for additional storage. The upstairs loft provides the additional private living space you need for a playroom, TV room, or workout area. All upgraded lights and blinds are included.
Only a short drive from Tampa, St. Pete, and Sarasota, this home is the perfect way to live the Florida lifestyle dream, while enjoying resort-style amenities. The sought-after Mira Bay community makes you feel like you’re on vacation every day. The waterfront neighborhood offers a clubhouse, pool with waterslide and swim lanes, café, fitness center, sauna, basketball, pickleball, and tennis courts. Rent Kayaks or paddle boards and fish right in your community! This golf cart friendly neighborhood offers multiples playgrounds and coordinated events for all ages. Don’t miss out on this one-of-a-kind home and schedule a private showing to live your Florida lifestyle dream. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,219 | $3,137 | $3,980 |
Total Monthly Payment | $3,662 | $3,580 | $4,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.