1101 Canal STREET, Ruskin, FL, 33570 | $394,000

A move in ready bright and sunbathed house with a private access to canal and water. One of the largest lots in neighborhood with 20908. 8 sqft and two structures. New Kitchen cabinets, Stainless Steel farmhouse sink and Stainless Steel Appliances. All new bathrooms, 100% redone plumbing, new electrical panel, new well system with new pumps and filters. Brand New water heater. New roof. All New Hurricane Impact Rated windows. Septic inspected and certified. Smart Central Wifi controllable A/C and Wifi security cameras. Huge 425 sqft living room in addition to an amazing 264 sqft of a spacious and bright all window sunroom. Bedrooms with walk-in closets. Separated dining and living room. Amazing garage converted to a 557 sqft space with a lot of development potential. Concrete pad next to it made for vessels. No HOA or CDD here in this quaint neighborhood! Nestled in the charming locale of Ruskin, Florida, this meticulously renovated property boasts 2 bedrooms, 2 bathrooms, and a generous 1, 466 square feet of living space. Positioned on a spacious corner lot, it offers exclusive access to a private boat ramp, enhancing the allure of waterfront living. The allure of the outdoors is equally enticing, with the property's large corner lot providing ample space for outdoor recreation and entertainment. Whether you're unwinding on the deck or launching your boat from the private ramp, you'll appreciate the unparalleled convenience and privacy this property offers.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 118.0 x 142.0
  • Laundry: Other
  • Year Built: 1959
  • Garage: Boat, Parking Pad, RV Garage
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,466
  • Acreage: 0.4
  • Lot Size: 118.0 x 142.0
  • Est. Taxes: $4,263
  • Appliances: Convection Oven, Dishwasher, Electric Water Heater, None, Range Hood, Refrigerator
  • MLS#: T3518202
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/T3518202/1101canalstreet_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/28/2024 4:55:38 AM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1101 Canal STREET, Ruskin, FL, 33570

$394,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $315,200 $315,200 $315,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.500% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.051% 7.295% 6.623%
Monthly Tax Payment $355 $355 $355
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,204 $2,124 $2,724
Total Monthly Payment $2,634 $2,554 $3,154

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.