Start Smarter, Save Sooner: Unlock Lower Payments Now with a Temporary Rate Buydown paid by the SELLER! Nestled on a tranquil . 78-acre lot with an additional 20 ft. of easement along the shores of Lake Basswood, this pristine waterfront residence stands as a testament to luxury living. Situated on a scenic peninsula within a gated community boasting only 150 homes, this 4-bedroom, 3-bathroom home exudes charm and comfort. This home features two bonus rooms, offering versatility for a fifth bedroom, home office, or recreational space. Adjacent to the family room, a second bedroom with a full bath doubles as a pool bath, providing convenience and privacy for guests or multigenerational living. Graced by a majestic live oak tree at its entrance, the home welcomes you into a grand foyer, leading to a spacious living area and formal dining room, both offering breathtaking views of the pool and lake. The Primary suite, along with a fourth bedroom, resides on the left wing, where sliding glass doors in the Primary bedroom reveal stunning lake views. The Primary bath is adorned with tile floors, a garden tub, tiled stall shower, toilet closet and ample storage. Venturing through an arched doorway into the kitchen and family room area, you will discover a haven of modern convenience and style. The kitchen boasts brand-new stainless-steel appliances, a gas stove, stone backsplash, R. O. Water Filtration under the Kitchen sink and a pantry, while the family room opens up to the screened-in heated pool and spa, surrounded by lush landscaping and unobstructed views of the lake. Additional highlights include a three-car garage, whole-house water filtration system, irrigation system, hurricane shutters Clear and Metal, alarm system, cameras, whole-house generator, and a tankless gas water heater, Roof in 2019, A/C system in 2013 that has been serviced every 6 months, Ceiling Fans in every room. With its unparalleled amenities and captivating lake views, this home offers the perfect blend of comfort and functionality. Virtual Tour https: //my. matterport. com/show/?m=R9DnRHA2VxE&brand=0&mls=1&
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $523,920 | $523,920 | $523,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,574 | $3,482 | $4,492 |
Total Monthly Payment | $3,912 | $3,820 | $4,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.