A/O - 2/19 Welcome home to the sought after Waters Edge! This beautiful 6 Bedroom, 4. 5 bath Colonial located in Carmel features a large chef's kitchen with center island and breakfast area, pantry, and home office. Finished lower level walkout with patio. Hardwood floors, crown molding, cathedral ceilings. Very spacious and private. Just 15 minutes from Southeast train station and I84, lovely seasonal views of the West Branch Reservoir sitting on . 95 acres thoughtfully landscaped creating a peaceful parklike atmosphere year round. Plenty of room on the property for a pool. Enjoy local restaurants, fitness clubs, golf courses both public and private, and fishing in several area lakes and reservoirs, as well as walking and biking trails, recreational parks, and shopping. Town water, sewer and trash. 1 hour 20 minutes to NYC and 30 minutes to White Plains. Come see this house for yourself, you will not be disappointed!
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,972 | $1,972 | $1,972 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,557 | $4,929 | $6,620 |
Total Monthly Payment | $6,621 | $6,993 | $8,684 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.